AML services · RC mandates

RC Mandate & RC as a Service: manage your AML/CFT framework over the long term.

ARCAD can act as the RC, outsource all or part of the RC function, or support an existing RC with their AML/CFT controls, reporting, and documentation.

In brief
  • 01
    RC Mandate Provision of a RC
  • 02
    RC as a Service Complete or partial outsourcing
  • 03
    Supporting the RC Method, controls, reporting and monitoring
  • 04
    AML Documentation Controls, findings, recommendations, and action plans
The stake

The RC role is central to the effective implementation of the AML/CFT framework.

The RC role is not limited to an administrative function. They must contribute to overseeing the system, formalising controls, tracking actions, and reporting to management and governance bodies.

When an organisation lacks availability, seniority or methodology, external support can help to structure work, secure documentation and maintain regularity in the AML/CFT follow-up.

A process must be sustainable over time.

Control plan, file reviews, committees, reporting, recommendations, remediation: the value of RC support relies on regular execution and the quality of retained records.

Three levels of intervention

A framework suited to your organisation and your level of maturity.

ARCAD intervenes as needed: RC mandate, partial outsourcing or support for the existing RC

01

RC Mandate

Provision of a RC within the framework of Luxembourgish AML/CFT obligations, with a formalised mission statement.

02

RC as a Service

Complete or partial outsourcing of the RC function, with recurrent organisation, planned work and structured reporting.

03

Support for the existing RC

Methodological support for the existing RC: control plan, reviews, documentation, committee preparation and action tracking.

Results

Concrete, documented, and monitored results.

RC control

Structure the AML controls and monitoring.

ARCAD helps to organise RC work within a clear, proportionate and actionable framework for management.

  • Definition or review of the AML control plan.
  • Review of KYC files and analysis of areas requiring attention.
  • Checks on documentation, classifications and periodic reviews.
  • Monitoring of recommendations and remediation actions.
  • Coordination with management, control functions and relevant bodies.
Documentation and reporting

Secure records and communications for governance.

The intervention aims to make the system more readable, better documented, and easier to track over time.

  • Formalisation of completed checks and findings.
  • Preparation of RC reports or summaries.
  • Preparation of materials for committees or governance bodies.
  • Tracking deadlines, statuses and open actions.
  • Centralisation of supporting documents and useful information.
Collaboration mode

Recurring, ad-hoc or proportionate to your needs.

The intervention framework is defined according to the entity's profile, its AML/CFT exposure, its internal organisation, the maturity of its system and the level of support expected.

  • Work frequency defined: monthly, quarterly, or according to the control plan.
  • Clear allocation of responsibilities between ARCAD, management and internal functions.
  • One-off interventions for a specific need or ongoing support over time.
  • Reporting adapted to the expectations of management and governance bodies.
  • Structured documentation to facilitate tracking and subsequent reviews.
Digital support

VIGIL supports RC missions by centralising controls, recommendations, and reporting.

ARCAD relies on VIGIL to structure missions, document controls, track recommendations, and enhance the traceability of the system.

Deliverables

Useful deliverables for steering and demonstrating.

The deliverables are designed to support the RC, management and governing bodies in the regular monitoring of the AML/CFT framework.

  • AML Control Plan
  • Summaries of KYC file reviews and identified points of attention.
  • Documentation of controls carried out, findings and recommendations.
  • Tracking table for actions, statuses, responsible parties and deadlines.
  • RC reporting supports for management or relevant committees.
  • Contribution to periodic reports and governance documentation.
For whom

For entities that need to structure or strengthen their RC function.

The offer is aimed at organisations subject to AML/CFT obligations that are looking for a compliance mandate, partial outsourcing, or expert support for existing compliance.

PSF
AIFM / ManCos
Management companies
Payment institutions
Trustees
Accountants
Accountants
Professionals subject to AML/CFT
Exchange

Let's discuss your RC mandate or the support for your RC function.

You wish to appoint an MLRO (Money Laundering Reporting Officer), outsource part of the function, structure your AML/CTF control plan or enhance your reporting? ARCAD can assist you within a clear, proportionate and documented framework.